by Mikelann Valterra | Feb 10, 2022 | Earning
Underearning is the pattern of earning below YOUR potential. It’s about underselling yourself, even though you don’t want to. But you can’t overcome this pattern if you don’t see it. You must identify your pattern- your behaviors– in the first...
by Mikelann Valterra | Feb 11, 2020 | Saving
A couple of Saturdays ago, I finally sat down with my magic crystal ball. I was ready to create my personal annual spending plan. I was a bit nervous this year about what I would see in the ball. I am finishing a large construction project on my house, and my son is...
by Mikelann Valterra | Sep 20, 2018 | Planning
A common question I get is “what is the difference between a financial planner and a money coach?” One way to think of it is that financial planners primarily focus on the future and a person’s larger asset picture (long term savings and investments). They try...
by Mikelann Valterra | Jun 29, 2017 | Spending
Siren Call: definition- The enticing appeal of something alluring but potentially dangerous; — “Unable to resist the siren call of the cards, she withdrew her savings and headed for Las Vegas.” She succumbed to the siren call of new carpeting… and left the broken...
by Mikelann Valterra | Oct 18, 2016 | Planning
As a money coach, I ask new clients about their relationship to food. What?! Why am I asking that? Because food and money issues are often related. For starters, they are the two most common things we turn to, to make ourselves feel better. Think of it this way– when...
