by Mikelann Valterra | Feb 10, 2022 | Earning
Underearning is the pattern of earning below YOUR potential. It’s about underselling yourself, even though you don’t want to. But you can’t overcome this pattern if you don’t see it. You must identify your pattern- your behaviors– in the first...
by Mikelann Valterra | Jan 25, 2022 | Earning
Have you ever resented the amount of money you accepted to do a job? It is time to stop! If you are clear about what you need to earn in order to be happy, you will never resent your work (or having a business). You will make good money and your clients will sense you...
by Mikelann Valterra | Oct 8, 2020 | Saving
We’ve all had that “feeling” arise–a hunch or a sudden sense guides us on what to do next or gently stops us from proceeding. We hear the whisper that directs us down a new road and leads us to explore a new topic or to avoid a bad situation. Intuition. We...
by Mikelann Valterra | Feb 11, 2020 | Saving
A couple of Saturdays ago, I finally sat down with my magic crystal ball. I was ready to create my personal annual spending plan. I was a bit nervous this year about what I would see in the ball. I am finishing a large construction project on my house, and my son is...
by Mikelann Valterra | Sep 20, 2018 | Planning
A common question I get is “what is the difference between a financial planner and a money coach?” One way to think of it is that financial planners primarily focus on the future and a person’s larger asset picture (long term savings and investments). They try...