by Mikelann Valterra | Jun 14, 2022 | Earning
Dare I say there is a silver lining to divorce? Well, there is. You get a fresh start in so many ways. And your relationship to money is one of these “fresh start opportunities”. Now that you are single, you get to do money the way YOU want to....
by Mikelann Valterra | May 10, 2022 | Spending
Back in 2017, I attended a tango class for beginners Back in 2017, I attended a tango class for beginners – and low and behold I fell in love with this complex and beautiful dance between the sexes. It started as just a weekly dance class, but as time went on, I...
by Mikelann Valterra | Feb 10, 2022 | Earning
Underearning is the pattern of earning below YOUR potential. It’s about underselling yourself, even though you don’t want to. But you can’t overcome this pattern if you don’t see it. You must identify your pattern- your behaviors– in the first...
by Mikelann Valterra | Feb 11, 2020 | Saving
A couple of Saturdays ago, I finally sat down with my magic crystal ball. I was ready to create my personal annual spending plan. I was a bit nervous this year about what I would see in the ball. I am finishing a large construction project on my house, and my son is...
by Mikelann Valterra | Sep 20, 2018 | Planning
A common question I get is “what is the difference between a financial planner and a money coach?” One way to think of it is that financial planners primarily focus on the future and a person’s larger asset picture (long term savings and investments). They try...