by Mikelann Valterra | Feb 3, 2026 | Planning
Whenever I teach a seminar on money, invariably I ask the audience, “What is the point of having money?” Answers start flying and I throw them on a whiteboard. “Retirement, vacations, money for my kid’s college, pay my mortgage, to have fun, to not be stressed about...
by Mikelann Valterra | Apr 7, 2025 | Mindset
One of the best questions to ask yourself when you debate spending a larger sum of money is “what does my future self think of this?” Asking this question lifts and expands your vision and thinking. It takes you from living solely in the moment, week or...
by Mikelann Valterra | Feb 18, 2025 | Spending
“Can I afford to take two weeks in Hawaii?” … “Should I do the facial package?” … “I really want a new couch!” Spending decisions are all around us. “Should I really buy this”? “Can I afford this?”...
by Mikelann Valterra | Nov 13, 2024 | Mindset
Would a nicer house and new car make you happy? The answer is likely yes, particularly if your current house is getting too small for your family and your current car isn’t as reliable as it once was. But does money have the power to make you happy? The answer...
by Mikelann Valterra | Jun 11, 2024 | Mindset
Whew! Recently, I attended the Financial Therapy Association conference in San Diego. What IS financial therapy, you ask? It’s a process that uses both therapy skills and financial knowledge to help people achieve not just financial health but higher...
