by Mikelann Valterra | Feb 3, 2026 | Planning
Whenever I teach a seminar on money, invariably I ask the audience, “What is the point of having money?” Answers start flying and I throw them on a whiteboard. “Retirement, vacations, money for my kid’s college, pay my mortgage, to have fun, to not be stressed about...
by Mikelann Valterra | Apr 7, 2025 | Mindset
One of the best questions to ask yourself when you debate spending a larger sum of money is “what does my future self think of this?” Asking this question lifts and expands your vision and thinking. It takes you from living solely in the moment, week or...
by Mikelann Valterra | Apr 3, 2024 | Podcast
I was honored to guest on the NewRetirement Podcast with Steve Chen. He has revolutionized retirement planning by making financial planning accessible to everyone with his affordable online tools. Take Retirement Planning into Your Own Hands |...
by Lacey | Aug 19, 2022 | Spending
“Tell me, what is it you plan to do with your one wild, and precious life?” – Mary Oliver, American Poet How I love this quote! It captures why I love the art of planning my spending. Because the art of planning your spending is really the art of...
by Mikelann Valterra | Feb 11, 2020 | Saving
A couple of Saturdays ago, I finally sat down with my magic crystal ball. I was ready to create my personal annual spending plan. I was a bit nervous this year about what I would see in the ball. I am finishing a large construction project on my house, and my son is...
