Empowering WOMEN to RISE ABOVE the Money Fog
and THRIVE with CLARITY & CONFIDENCE
Mikelann Valterra, MA, AFC®
Money Coach
Experience peace through Mikelann Valterra’s guidance, where money coaching and financial therapy meets deep self-discovery
Money Coach & Author
Mikelann Valterra, MA, AFC®
Author
Owner of SeattleMoneyCoach.com, author of Rise Above the Money Fog, and popular podcast guest on building financial confidence

Discover Your Money Personality
Deepen self-awareness, reduce financial stress, and uncover the hidden patterns behind your money decisions. This quiz reveals your strengths and the inner obstacles that may be holding you back—so you can make conscious, aligned choices that lead to lasting prosperity.
Take the quiz now and start transforming your relationship with money
What Type Are You?
Liberty personality
Safe Harbor personality
Mission Driven personality
Aid Worker personality
Book a Free Discovery Call
Discover your earning power, embrace intentional, guilt-free spending, and clear the fog to see what’s truly possible.

explore what’s possible
Awaken to a more conscious, empowered way of relating to money. Together, let’s align joy and intention with how you earn, spend, and save.
I’m here to help you:
Break free from the stress of debt without sacrificing beauty, richness and quality of life
Recognize and shift emotional patterns that quietly drive your spending
Spend confidently —free from guilt, anxiety, overwhelm, or shame
Save for your future without compromising your enjoyment of today
Reimagine your relationship with money so it becomes a trusted partner in creating a life you love
Your Money Personality Has This Question for You
Whenever I teach a seminar on money, invariably I ask the audience, “What is the point of having money?” Answers start flying and I throw them on a whiteboard. “Retirement, vacations, money for my kid’s college, pay my mortgage, to have fun, to not be stressed about...
Do You Need a Financial Planner or a Money Coach?
A common question I get is “what is the difference between a financial planner and a money coach?” One way to think of it is that financial planners primarily focus on the future and a person’s larger asset picture (long term savings and investments). They try...
Recent Podcast Appearances
Game on Girlfriend! This is Not Your Practice Life
I had the most delightful conversation with the famous Sara Walton, business coach and host of the Game on Girlfriend podcast. As she loves to say, this is not your practice life! We dove into what IS money fog? What family dynamics really cause it? How do we talk to...
Women, Money, and Midlife with Jo Blackwell
I journeyed across the podcasting universe to the UK, where I spoke with Britain’s Jo Blackwell, a coach for women who want more from their lives after 50. Her “midlife movement” is changing minds about becoming older. (The Midlife Movement with Jo Blackwell.)...
Feeling Good About Retirement with NewRetirement
I was honored to guest on the NewRetirement Podcast with Steve Chen. He has revolutionized retirement planning by making financial planning accessible to everyone with his affordable online tools. Take Retirement Planning into Your Own Hands |...
Jen Pestikas with Brave Women at Work
What a deep conversation this was! Jen Pestikas is a fabulous career and leadership coach who can set you on the right career path when you feel stuck. We talked about my new book, and dove into the emotional side of money—and how our childhood experiences impact us....

Rise Above the Money Fog
In her powerful book, Rise Above the Money Fog, Mikelann Valterra shares relatable stories that uncover the hidden fears and patterns keeping us stuck. She reveals the deep transformation that becomes possible when we reclaim clarity and rise above the fog blocking our vision and path.
“Being clear about money gives you power to live your best life RIGHT NOW.” –From Rise Above the Money Fog