Empowering WOMEN to RISE ABOVE the Money Fog
and THRIVE with CLARITY & CONFIDENCE
Mikelann Valterra, MA, AFC®
Money Coach
Experience peace through Mikelann Valterra’s guidance, where money coaching and financial therapy meets deep self-discovery
Money Coach & Author
Mikelann Valterra, MA, AFC®
Author
Owner of SeattleMoneyCoach.com, author of Rise Above the Money Fog, and popular podcast guest on building financial confidence

Discover Your Money Personality
Deepen self-awareness, reduce financial stress, and uncover the hidden patterns behind your money decisions. This quiz reveals your strengths and the inner obstacles that may be holding you back—so you can make conscious, aligned choices that lead to lasting prosperity.
Take the quiz now and start transforming your relationship with money
What Type Are You?
Liberty personality
Safe Harbor personality
Mission Driven personality
Aid Worker personality
Book a Free Discovery Call
Discover your earning power, embrace intentional, guilt-free spending, and clear the fog to see what’s truly possible.

explore what’s possible
Awaken to a more conscious, empowered way of relating to money. Together, let’s align joy and intention with how you earn, spend, and save.
I’m here to help you:
Break free from the stress of debt without sacrificing beauty, richness and quality of life
Recognize and shift emotional patterns that quietly drive your spending
Spend confidently —free from guilt, anxiety, overwhelm, or shame
Save for your future without compromising your enjoyment of today
Reimagine your relationship with money so it becomes a trusted partner in creating a life you love
Do You Have Financial Stress or Financial Anxiety? Here’s How to Tell
Whew! Recently, I attended the Financial Therapy Association conference in San Diego. What IS financial therapy, you ask? It's a process that uses both therapy skills and financial knowledge to help people achieve not just financial health but higher overall...
Are You in a Money Fog? Take This Quiz and Find Out
At fifty-one, Christine was tired of being stressed about money. She had worked as a corporate coach since her early thirties. Now, it was coming on almost two decades that she had worked with large companies on organizational change. She was very good at her job and...
Recent Podcast Appearances
The Psychology of Money, with Wendy Valentine of the Midlife Makeover Show
Wendy Valentine of the Midlife Makeover Show interviewed me on her fabulous podcast. She titled the episode “Clearing the Money Fog: Empowering your finances.” I love that. I would also call this episode, “The psychology of money”. We hit everything from where your...
Midlife fulfilled—What is YOUR tango?
From money fog to tango, this is a fun podcast episode. I guested on Bernie Borges Midlife Fulfilled Podcast, that is for those over 40 who are ready to thrive. We talked about the connection between money and happiness, how to simplify your finances, and yes,...
The Better Divorce
In this conversation, Paulette Rigo of the Better Divorce Podcast, and I delve into the intricate relationship between divorce and finances. Does financial anxiety disproportionately affect women? Yes! We talk about the emotional aspects of money management, and the...
How to Talk to Your Kids About Money
Listen in on a great conversation I had with Susie Pettit from the Love Your Life Show. We talk about how to overcome our financial anxiety and build money confidence. We talk about our money mindset, and helpful things we can do as parents to teach our kids...

Rise Above the Money Fog
In her powerful book, Rise Above the Money Fog, Mikelann Valterra shares relatable stories that uncover the hidden fears and patterns keeping us stuck. She reveals the deep transformation that becomes possible when we reclaim clarity and rise above the fog blocking our vision and path.
“Being clear about money gives you power to live your best life RIGHT NOW.” –From Rise Above the Money Fog